The PayPal app is pretty self-explanatory. It is a watered-down copy of the PC version of the program by the same name. You can use it to send money over the Net to anyone that has an account registered with the service. It doesn’t matter whether or not they have the mobile version. Additionally, you can see about a month of history and check your current balance.

If people you’re sending the payment to are in your contact list, you can simply press the blue plus symbol icon to find them in your address book. Then all you have to do is touch their name and either the phone number or e-mail address and the info will automatically be entered in the payee box without your needing to type it in.

If you aren’t a current PayPal member, you can select the sign up option in the app. You will then be directed to the PayPal website so you can create an account. Though PayPal Mobile is useful, it is definitely no replacement for the version available through paypal.com. It’s got enough functionality for you to make a basic payment, but not enough for you to effectively manage your account if you need to do any more than just send money.

This app is very easy to navigate, with all the buttons you need at the bottom of your iPhone screen. There are no flashy colors or sound. Everything is simple as can be. This app is a good way to pay someone in a pinch if you don’t have the cash but do have your phone handy.

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